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Fees and limits

FeesLimitsOther Cash Passport Products

Cash Passport Platinum

Fee	Amount
Debit Card Load fee (including Initial Loads and Reloads) Each time you load or reload your Card using your debit card (additional to any other applicable fees) via web/mobile Note: you may be charged other fees by third parties for the transaction (e.g. your debit card issuer)	0.5% of the amount loaded, per transaction
Reload fee (BPAY) Each time you reload additional funds onto your card using BPAY details without booking your rate via web/mobile	FREE
Administrative fee (in-store only) When you purchase your card and load in-store (or subsequently reload), with the help of customer service representative	Up to the greater of 1.1% of the load/reload amount or $15
Online Cash out fee The fee charged when you cash out any amount on your Card (other than withdrawals from an ATM)	FREE
Domestic ATM fee Each time you withdraw cash from an ATM in Australia	2.95% of value withdrawn
International ATM withdrawal fee (outside Australia) Each time you withdraw cash from an ATM outside of Australia using your Card	USD 2.50 EUR 2.50 GBP 2.00 NZD 3.50 THB 80.00 CAD 3.50 HKD 18.00 JPY 260.00 SGD 3.50 AED 10.00 AUD 3.50 (for international ATM withdrawals in countries not mentioned above or insufficient funds in the relevant Currency to cover the whole transaction)

Please refer to the PDS for further information about fees applicable to the product

Cash Passport Platinum

Limit	Amount
Maximum number of Cards you may hold in your name at any one time (not including any linked additional card that you may have purchased).	One
Minimum amount you can load/reload on your Card per load/reload	AUD 100 or currency equivalent
Maximum amount you can load/reload on your Card per load/reload (see additional requirements for Debit Card Load and BPAY reload below)	AUD 50,000 or currency equivalent
Maximum amount you can load/reload on your Card using Debit Card Load	AUD 15,000 in any 24 hour period AUD 30,000 in any 7 day period AUD 50,000 in any 30 day period
Maximum BPAY reload amount in any 24 hour period	AUD 25,000 or currency equivalent
Maximum balance allowed across all currencies during any 12 month period	AUD 75,000 or currency equivalent
Maximum balance allowed at any one time across all Currencies during any 12 month period or at any one time	AUD 50,000 or currency equivalent
Maximum you can withdraw from ATMs in any 24 hour period	AUD 3,000 or currency equivalent (some ATM operators may set their own withdrawal limits)
Maximum value of EFTPOS transactions during any 24 hour period	AUD15,000 or currency equivalent

Cash Passport purchased online after 14th July 2016

To view full fees and limits click here

Cash Passport purchased online before 14th July 2016 or in-store

To view full fees and limits click here

Mastercard Prepaid Management Services Australia Pty Ltd (ABN 47 145 452 044, AFSL 386 837) arranges for the issue of the Multi-currency Cash Passport™ (“Cash Passport”) and Cash Passport™ Platinum Mastercard® (“Cash Passport Platinum”) in conjunction with the issuer, EML Payment Solutions Limited ('EML') ABN 30 131 436 532 , AFSL 404131. You should consider the Product Disclosure Statement for the relevant Cash Passport facility available at www.cashpassport.com.au before deciding to acquire the products. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

^~Lock in your exchange rates means the exchange rate is locked in for the initial load only. The exchange rates for subsequent reloads will be set at the prevailing exchange rate at the time of the transaction.

*The prevailing exchange rate is locked in for the initial load value only. Subsequent card reloads will be processed at the then prevailing exchange rate on the day of the reload transaction, and will be locked in at that rate. The exchange rates set out in this website apply to reload transactions that are booked on this website only and that are settled within four hours. Different exchange rates will apply to cards which have not been purchased on this website and initial card load and reload transactions in our partner branch locations. We will provide you with settlement instructions and the applicable exchange rate at the time you book a reload transaction. Different exchange rates will also apply to reload transactions that are conducted directly via Bank Transfer or BPAY (i.e. without booking an online transaction). For more information on how we set exchange rates please see the Product Disclosure Statement.

⁺T&Cs apply. Customer must contact Customer service to report lost or stolen card. Emergency cash can be arranged up to the balance on your Cash Passport, subject to availability of funds at the approved agent location.

# Flight Delay Pass is provided to you on the basis you are not in breach of Cash Passport MasterCard® Product Disclosure Statement and Terms & Conditions and your card remains open. It must not be sold in any way and Mastercard reserves the right to cancel the pass that are in breach of this policy. Access may not be available if the applicable lounge is full or near capacity at the full discretion of lounge staff. Access and use of the lounges is subject to its own terms and conditions. Mastercard reserves its right to amend or withdraw the Flight Delay Pass at any time and where possible, provide prior notice to you. Visit here for Terms and Conditions

^ Purchase Protection, Price Protection and E-Commerce Purchase Protection is provided under a group policy issued by AIG Australia Ltd (ABN 93 004 727 753, AFSL 381 686) (AIG) to Mastercard Asia/Pacific Pte. Ltd. Cover is available to Cash Passport Platinum Mastercard Cardholders (Eligible Person). Eligible Persons can claim under the Group Policy as third-party beneficiaries in accordance with section 48 of the Insurance Contracts Act 1984 (Cth). If an Eligible Person wishes to claim, such claim will be subject to the eligibility criteria, terms, conditions, exclusions, limits and applicable sub-limits as further detailed in the terms and conditions for such coverage found at Cash Passport Platinum Mastercard Complimentary Insurance Terms and Conditions. In arranging these Insurances Mastercard Asia/Pacific Pte. Ltd. is acting as a group purchasing body under ASIC Corporations (Group Purchasing Bodies) Instrument 2018/751.

^^ Individual terms and conditions (T&Cs) apply to each offer. The T&Cs of each offer are specified here. Cashback is available on international spend only. Cashback is not available for any local or domestic spend (in Australia). Cashback applies to qualifying transactions only (where a cardholder makes a purchase that meets the cashback offers published criteria and the specific T&Cs, in the local currency stipulated). Cashback is not processed immediately and will not reduce the purchase price of goods and services at the point of sale. The processing of cashback offers is undertaken by automated Mastercard systems and will appear as a credit on your Cash Passport account. For Cash Passport, the cashback processed will depend on the currencies available on your card and the location of your purchase. Examples of how a rebate may be processed are: If the destination currency is listed as a currency into which you can load funds onto your Card, the rebate will be credited as a single amount to the destination currency regardless of whether you have any funds available in that currency; or If the destination currency is not listed as a currency into which you can load funds onto your Card, the rebate will be credited to the local currency in the country in which your Prepaid Card was issued, i.e. AUD.

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Today’s exchange rates*

AUD

USD

1 AUD = 0.6216 USD